Tag Archives: finances

Margin Call – Review

30 Jun

Many economists believe that the financial crisis of 2007 and 2008 is the worst of its kind since the Great Depression. I don’t find that too hard to believe, but I’m just as much an economist as I am Elvis Presley. In 2015, an adaptation of Michael Lewis’ best selling book, The Big Short, was released, and it told the story of how this all happened using a comedic edge to help unravel the proceedings. Before this movie, however, was J.C. Chandor’s debut film from 2011 called Margin Call. Unlike The Big ShortMargin Call tells a fictionalized account surrounding one corporation while also using very little to no humor to tell its story. I’m not faulting The Big Short at all, in fact, I loved that movie. Margin Call is, however, a much sterner look at the inner workings and failures that made this crisis happen while also being an intriguing and intelligent film.

On Wall Street, a company is facing a day of massive layoffs, much to the chagrin of its employees. Amongst these employees looking down the barrel of a loaded corporate gun is Peter Sullivan (Zachary Quinto), a junior risk analyst who has the potential to be something even greater. After seeing his boss, Eric Dale (Stanley Tucci), get fired, he is given a USB drive by Dale to investigate with the ominous warning to “be careful.” What Peter finds is something that will destroy the company if it is ignored. The calvary is called in which includes the Head of Trading Will Emerson (Paul Bettany), his boss Sam Rogers (Kevin Spacey), and all the other higher ups until CEO John Tuld (Jeremy Irons) arrives. What’s discovered is that the historical volatility of the company, which measures the risk of investments, is stretched incredibly thin and that if assets decrease by a certain amount, the company will go bankrupt. Thus begins the war of morals that takes places in the boardrooms on Wall Street about wether or not to sell these worthless shares or take the hit and lose a fortune.

One of my biggest fears with movies like this is if I’m going to be able to fully understand what’s going on. I haven’t the slightest idea about the ins and outs of Wall Street and trading and the stock market. Luckily for me, Margin Call had an excellent screenplay that deserves a lot of praise. The way the dialogue is set up and the way the actors are delivering their lines helps make a lot of the more technical stuff clear, but it never feels like I’m being talked down to. There’s scenes where stuff is explained, but it never stops sounding like Wall Street traders are having a discussion. When this movie isn’t in financial mode, it dives deeper into its drama and the characters. This isn’t a robotic film that shows these employees just as money hungry thieves that just so happen to be operating in the gray areas of the law. These characters are written as human beings, for better or for worse, and they’re all very memorable with all their faults and achievements.

One of the first things I noticed about this film is its all star cast of really fantastic actors. Zachary Quinto is one of the main driving forces of the entire plot and he sells his role with ease. Alongside him is the always excellent Kevin Spacey in yet another performance where he just commands the screen. He gives two speeches in this movie and while they are cinematic, they also feel natural. Another standout performance is Jeremy Irons in a role that’s the closest thing this movie has to a villain. There’s something about Irons that makes him the perfect choice to play the most reprehensible people. The way he carries himself in this movie is something I’ve seen before in real life. It’s this uncompromising and in your face smug confidence that contrasts his actual lack of important knowledge and human empathy. Probably my favorite performance in Margin Call goes to Paul Bettany, who like Irons, has a lot of confidence but it wavers ever so slightly as the story progresses until we see the real weakness behind people as rich and powerful as these characters.

While the characters in this movie are all top notch and the performers play them very well, this is also where the movie runs into a fault. In the beginning of the film, Stanley Tucci’s character is introduced, and he’s great. Unfortunately, after this beginning scene he’s not in it again until the end, and when he does finally return he doesn’t get a whole bunch to do except deliver a great monologue. After the monologue, he just falls into place with the rest of the cast. Other than underutilizing Tucci’s character, the balance of the cast and how much they are used is done very well. There’s a lot of people in this movie all with unique characterizations, so seeing them all balanced so well was a relief. It’s not rare to walk out of a movie thinking how unevenly represented all of the characters were. I’m looking at you Free Fire.

To put it simply, Margin Call was an excellent movie. After it was over, I had to really push myself to think of a couple negatives. That being said, it isn’t a perfect movie, but it is one of the most intriguing films about Wall Street and financial crises that can be found out there in the zeitgeist. There’s a great cast performing a really interesting story about a company that’s failing, but it’s also a strong tale of morality and the humanity of the people making these decisions. I say definitely give this movie a watch.

Final Grade: A-

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Money Monster – Review

24 May

Last year, Adam McKay’s The Big Short took the financial crisis of 2007 & 2008 and made it into something that is both easy to understand, yet close to impossible to comprehend how something like that could’ve happened. It was a very smart movie that was also sharp with its comedy. We now live in a time where movies based around unfair economic system in America are a great and accessible way to get other people involved and talking. Most recently, we’ve gotten Jodie Foster’s Money Monster. This film isn’t quite as sharp or intelligent as other movies concerning this topic, but it’s still a relevant and entertaining thriller that kept me engaged for most of its run time.

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Lee Gates (George Clooney) is the host of an off the walls finance show called Money Monster where Gates gives investors all the advice they need to know when it comes to buying and selling stocks. On a day like any other, the show begins and for a while seems to be going just fine, up until a disgruntled investor named Kyle (Jack O’Connell) storms the studio and holds Lee at gunpoint while also strapping a vest armed with a bomb to the terrified host. After the show’s director, Patty Fenn (Julia Roberts), evacuates all the staff not needed to continue the broadcast, Patty and Lee do whatever they can to keep the gunman at bay and also hopefully find the answers he’s looking for before the police decide to enter the studio.

Money Monster is a very topical movie that fits in very well with the world we live in today, especially concerning finances and all the different forms of media from journalism to viral videos. I compared certain elements of this movie with The Big Short, but this movie is very far from being The Big Short. This is a popcorn movie through and through, even though it does have some brain power backing it up. You won’t see any new argument in this movie and it still shows how corrupt Wall Street is, but doesn’t really break new ground. For what Money Monster is, however, that’s completely fine. It’s much more fun looking at this movie as a real time hostage movie that reminded me of something between Dog Day Afternoon and The Negotiator.

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The cast in this movie are perfectly casted, and I really wouldn’t have had it any other way. Clooney still seems to be playing a version of Clooney, but he still is a very believable character and plays all of his scenes with precision acting. Julia Roberts, who I normally really don’t care for, was great here, and a lot of that was due to the way the character was written. Dominic West, who is known for The Wire but is known to me as the hilariously over the top Jigsaw in Punisher: War Zone, doesn’t have much screen time but makes the best of what he has. I recently saw Jack O’Connell in ’71, so I was excited to see him in Money Monster. Needless to say, he did not disappoint. O’Connell is the strongest part of this movie and gives a devastatingly real performance that I could never forget.

There’s a lot of really intense stuff in Money Monster and some of the most shocking and well written things all happen in the confines of the studio. Movies that have stories stuck in one location make things feel really closed in and immediate. Save for a pretty cool third act, there’s a lot of stuff in between that is important to the story, but didn’t really make me feel anything. All of these scenes revolve around a character named Diane Lester, who was the chief of communications for the main antagonist. As she works to learn more of the truth that has been covered up and her scenes get longer and more frequent, I felt more compelled to just speed the movie up just so I could get back to the scenes with Clooney, Roberts, and O’Connell.

Money Monster certainly isn’t here to change anyone’s lives, but there’s a chance that it may come across as acting smarter than it really is. What this movie works at being is a very topical hostage thriller that fits in very well with different problems going on in the world today. It’s a movie that we’ll be able to look back on and compare with worldly events that will better help the viewer analyze the film. Money Monster is full of tension, excitement, and great performances with some weak scenes thrown into the mix just to mess with the audience. It isn’t the best movie you’ll see about Wall Street or corruption, but it’s still a good deal of fun.